What Is The Difference Between Third Party And Comprehnsive Insurance?

Comprehensive insurance is a policy that covers accidental loss or damage to an insured vehicle, it also covers liability arising out of bodily injury, death or property damage to third parties and lastly it also covers medical expenses where violent, accidental and external injuries attributed to the use of insured vehicle occur.

Whereas, third-party liability insurance is coverage that is purchased by you, the consumer, in order to protect against claims from other people (third party) for injuries or damages the first party you may have caused. Bodily injury liability covers all medical expenses; hospital bills, lost wages, and also includes pain and suffering.