Risk Services
Providing expert risk management solutions tailored to protect businesses and ensure sustainable growth across industries.
Our extensive and proprietary carrier relationships allow us to offer the best terms and conditions available and provide an array of products while closing deals quickly. We bring unique knowledge and depth in the automotive space – from small, guaranteed cost programs to large, complex, loss-sensitive or self-insured models – and vast capabilities to serve all clients effectively.
We’re dedicated to first understanding and evaluating our customers’ needs and then collaborating with their risk management team to bring multiple choices to the table while helping clients make informed decisions based on their tolerance – all with a goal of lowering their total cost of risk.
Textile manufacturing processes involve hundreds or thousands of employees operating complex machinery. The options for insurance coverage are as varied as the colors in clothing. In more than 40 years of our existence we have helped textile manufacturing enterprises with the right insurance plans to protect businesses and lower the cost of risk. As your facility sends textiles into the marketplace, your business is exposed to product liability risk. Depending on the type of product, the availability and cost of product liability insurance can vary greatly.
Our risk management approach helps you to mitigate risk exposures and reduce the frequency and severity of workers’ compensation claims. From product liability to employment practices, at WFDR Risk Services we have the insurance expertise to lower the cost of risk in the demanding textile industry.
Technology and telecommunications have a critical aspect to their businesses speed of product expansion and evolution, as well as, international locations and relationships. At WFDR Risk Services we have the expertise and knowledge to develop tailored risk management solutions to meet the specific needs of this ever-evolving industry, including:
As one of the leading insurance brokers and professional risk consultants to the construction industry, we provide advisory and insurance/risk management services to contractors, sponsors, financiers and professional consultants. Our enviable team of experts is focused on the specific risk and insurance challenges you may face.
True expertise in construction risk management is hard to find, especially when the complexity of risk management issues is growing exponentially. At WFDR Risk Services, our team of specialists is experienced in managing construction risk management needs and the tolerance for those risks. We focus solely on developing surety, insurance and risk management programs for contractors, sponsors, financiers and professional consultants. With construction experts in the two major cities in the country we are able to provide you with an expanded network of business resources.
Education
As one of the most important sectors, risks associated with this sector are ever increasing and the impact these risks may have on the institution, students and the people of the society can be substantial and the consequences damaging.
Our clients include primary, secondary and tertiary educational institutions as well as religious churches. In our hands, with the knowledge and expertise we will provide specialized products and services that will see your institution growing big.
Educational institutions face a unique set of challenges when it comes to risk management. These emanate and range from employment practices, student life and vehicle use, issues to study abroad, environmental hazards and intellectual property issues, residential life, fraternities and sororities, students in experiential programs, and laboratory environments represent a small sample of these unique risks. There are also exposures related to endowments, research grants, behavioral assessment team and continuity of operations.
WFDR Risk Services specializes in serving the benefits, risk management and insurance needs of higher education institutions also. Providing specialized risk solutions to institutions of higher education has long been a core competency and represents a significant portion of our business.
Religion
People turn to you when they are in need, but who do you turn to when facing challenges that impact your mission as a non-profit or religious organization.
WFDR Risk Services specializes in serving the faith-based sector – and has been since its founding in 1977. Our religious practice focuses on what matters so much to you and your ministry helping in preserving the right of religious freedom as a cornerstone of your organization. In the brokerage world, we do not have a peer that encompasses the world footprint we have or the breadth of our services.
We offer global energy insurance services and advice as well as placement, negotiation, risk engineering and claims handling. Our team is client centered where our success comes from putting you first and spending time getting to know and understand your business needs and requirements.
The energy industry powers the world. With global energy demand skyrocketing and an ever-changing regulatory environment, the challenges faced by energy companies are daunting. Yet these same barriers can also present a competitive advantage if acted upon correctly.
WFDR Risk Services understands the intricacies and complexities of the energy industry, and our experts are continually developing innovative risk management solutions designed to help you grow your business. With one of the leading alternative energy teams in the world, we work across the full spectrum of the energy supply chain from exploration and production, to midstream pipeline and processing, to refining and distribution.
Whether you need solutions to address environmental risks, third-party liability and workers compensation or you want to create unique executive benefits and retirement plans, WFDR Risk Services can help you succeed. We also understand that your most valuable asset is your people, and in order to fuel your growth, you may need a comprehensive solution for all of your employee benefits and human resources consulting needs. WFDR Risk Services has expertise across every area of the energy supply chain:
A number of insurance brokers claim they can place insurance for your operations, but buying insurance coverage does not necessarily manage your risk. For more than 40 years, WFDR Risk Services has provided tailored risk management solutions to the transportation industry.
The threats facing the transportation industry today are fundamentally different from those of the past. Issues on cyber-security, supply chain risks and increasingly sophisticated logistics demand a holistic approach to risk. A calibrated combination of proactive strategies and rapid response is paramount for success. WFDR’s deep experience in the transportation industry and broad understanding of risk mitigation and management make us the ideal risk management partner.
As your partner, we offer a high level of service and expertise, quickly responding to your needs and helping you grow your business. When choosing your broker, align yourself with a partner that offers years of experience in the transportation industry and the customized solutions your unique situation requires.
We offer unique insurance coverages that are often needed for liabilities associated with hotels, lodges and resorts as well as issues involving golf courses, water parks, timeshare properties, workers compensation and more.
As your insurance advisor we know the industry and are able provide or create solutions to protect your organization from potential risks. Through our programs, we’re dedicated to reducing the overall cost of risk and to protecting the financial integrity of our hospitality clients.
We manage many hospitality programs from large and complex multinational accounts to single-territory risks on a direct or wholesale basis. Our broad and satisfied client network translates into strong market relationships, responsive service, in-depth claims advocacy structures and comprehensive risk management support.
More importantly, we understand that your employees are your organization. Investing in a customized benefits program with everything from life and health insurance to workers compensation coverages can help you engage staff, encourage retention and improve your overall operational and financial programs.
The rate at which technology is being used is increasing and so are the risks associated with Technology. Protection of both electronic and non-electronic information & data is paramount in today’s marketplace. Privacy & identity theft testimonials seem to dominate the news headlines and the financial loss for businesses can be severe. Not only can we help you protect your insureds’ data, but we can give them peace of mind that any incident will be dealt with by carriers who know how to write these coverages and have the resources to respond quickly in the event of a claim
We as WFDR Risk Service offer cover for all you technical risks, including:
Retailers have always had to evolve to survive and the retail sector has shown resilience in the face of the economic crisis. However, tough competition in all sub-sectors, corporate social responsibility and environmental demands, the continuing pressure of new regulation, technological advancements and international political instability make the sector challenging to navigate. Future survival will depend on retailers managing risks that could significantly impact brand reputation while simultaneously leveraging their customer relationships.
Our qualified agribusiness team understands agricultural economies, food processing operations and grocer industry issues and needs. For over 25 years, WFDR Risk Services Agribusiness specialists have worked with clients in the farming, agribusiness, food processing, vineyards and grocery industries to provide in-depth expertise, specialized knowledge and responsiveness for insurance and risk-financing alternatives. We know your risk management program is crucial to your success and profitability.
We also provide cover for food processing clients which have exposures similar to the agribusiness area. With many unique risks facing food processors, we provide the knowledge and expertise to help identify your liabilities and protect your profitability. There can also be a large concentration of issues relative to processing plants, and we design programs to include equipment breakdown coverage, product recall, food spoilage and food safety-related coverage and other protection solutions.
The placing and servicing of Healthcare Insurance is a specialist field in which we excel. Helping our clients navigate their way through market cycles, changing legal environments and the challenges peculiar to the Healthcare Industry set us apart from the rest.
Our independence plays an important role as we are able to provide the client with the best solution to their insurance needs without consideration of any other parties. This independence, along with the fact that we are seasoned professionals with a team exclusively dedicated to the handling of Healthcare business, forms the backbone of our success.
Healthcare reform has brought rapid change to the healthcare industry. We are committed to providing our clients with the resources necessary to manage the countless risks associated with delivering patient care today. Our team of experts brings unparalleled levels of service and the innovation needed to keep pace with ever-emerging risks.
Professions Financial Institutions
We offer highly flexible products that meet the risks associated with various professions. Over the years we have developed exciting products that are tailor made to suit the risk profiles of accountants, lawyers, medical practitioners, engineers etc. We are familiar with international network issues, international placements and complex claims and we are able to provide seamless global service.
We are supported by the resources of our sister brokers under the Willis Towers Watson network allowing us to tailor placements for individuals with different professions.
WFDR Risk Services has marine insurance as one of its foundations; it has built a reputation for providing an active and dedicated service to the marine industry in Zimbabwe, as well as in Southern Africa region.
Our wide range of clients operate all types of vessels and we are committed to providing the necessary expertise and support, including claims service, to ensure the required cover is in place, at the right price and with the right security.
The marine and aviation industry demands specialist knowledge; our product lines drive our global service approach and augment our capabilities with professionals who are dedicated to providing expertise and innovation in these fields.
The maritime business is a high profile industry with potential for catastrophic losses. Whether the risk relates to; ship repair and maritime construction risk, general average, natural catastrophes, delay in start-up, war risks, terrorism, coastal marine operations, inventory, or the myriad of other risks, our experts are on hand to provide insight and solutions to address your business challenges.
Our aviation experience is also significant with clients operating business jets, pleasure aircraft and general aviation. We arrange fully comprehensive insurance and reinsurance cover for all aviation risks, including:
The mining industry is facing one of the most marginal operating environments seen in a decade. The need to deliver growth in the face of pricing volatility, maximizing of project efficiency, to become leaner and to out-maneuver the competition means partnering with the right broker is paramount.
Our team with a strong client base across a range of commodities and risks. It is our commitment to our clients’ interests that sets us apart.
The manufacturing sector contributes a lot to the economic growth of the nation. Driven by trends such as globalization and sustainability, this highly competitive landscape creates risks to manufacturers’ strategic business objectives.
Key to the success of this important business sector is the creation of superior financial and strategic value. The long-term winners will be those companies that anticipate change, adapt the scope of their business activities and put in place robust risk management programmes to safeguard and support their success.
Our broad range of covers protects you from claims protection covers an array of manufacturing businesses, from food and beverage manufacturing, metal manufacturing, plastic manufacturing to packaging, printing and publishing and complex machinery the key word is difference: difference in production methods, markets, opportunities for innovation and economic performance. We offer a wide range of specialised products and solutions to cater for your manufacturing risk and we have the experience and expertise to keep your business, your employees, and your customers safe.
Wide, diversified and evolving risks are associated with Government contractors. Though the risks are different from any other industry, we as WFDR Risk Services have the dexterity to manage complex challenges, and the ability to negotiate competitive quotes. We provide the right leadership, range of capabilities, and essential services to meet your risk management needs.
True expertise in public sector employee benefits, insurance and risk solutions is hard to find, especially with the many challenges you face, from budget issues to reduced staff and resources.
WFDR Risk Services has been serving clients throughout this sector for decades. We continue to delve further internally and with industry influencers to drive innovative thinking around the products, services and tools the sector critically needs. With that, there’s a colossal amount of public sector risk data and industry knowledge.
The operational risks faced by the financial and professional services community continue to become more onerous. Today’s increasingly litigious and regulated environments mean that both companies and their employees face greater exposure arising from the provision of their services.
Financial institutions contend with a multifaceted and dynamic set of risks stemming from myriad sources: customers, investors, shareholders, competitors, regulators and government agencies, just to name a few. Challenging times require partners willing and able to step forward to help you anticipate and mitigate the risks inherent in your business and you’ll find that partner here at WFDR Risk Services. We’ll help you identify and assess the risks that affect your business and address them through a comprehensive risk management plan. Our goal is to assure the absolute protection of your business while helping you remain competitive in today’s ever-changing risk environment.
We go far beyond just the placement of insurance, employing a consultative approach dedicated to continuous communication. Your business is our business: public or private, large or small, we have our finger on the pulse of the financial institutions industry and bring our collective experience to you, committed to a partnership backed by the best customer service in the industry.
WFDR Risk Services has a proven track record in providing innovative solutions to a wide range of clients across a varied spectrum of businesses.
Our clients include leading banks, stock exchanges, financial institutions, accountants, solicitors and fund managers. Our knowledge enables us to provide the technical advice these companies need and we use our experience and market relationships to develop new products and provide competitive solutions.
Costs and liabilities associated with environmental exposures affect almost each and every company in existence. This is why WFDR Risk Services have specialized products for these risks and an energetic team that will help you understand these exposures and how much impact they can have on yours financial objectives. We will help you with platforms and initiatives that will help in sustaining the environment. With our developed risk modeling solution for the largest and most complex environmental placements, drawing on experience in environmental law, remediation and risk management you can be rest assured.
WFDR Risk Services works with you to identify and quantify significant environmental exposures or concerns. We provide you with diverse solutions to help address and reduce your risk – while enhancing your ability to conduct daily business activities.
Comprehensive, tailored strategies that protect your business, from operational to strategic risks.